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Experience is overrated. When hiring， hire for aptitude， train for skills. Most really amazing or great things are done by people doing them for the first time.

釋義：現在的貧富情況不能決定以后的窮富，將來的富裕或貧困情況還不能預知。

"Memory is a complicated thing, a relative to truth, but not its twin."

債券市場是風險的最終仲裁者。

The quality of institutions is the key determinant of a country's success or failure.

The more constraints you have, the more creative you become.

經濟史告訴我們，改變是可能的，但很少是容易的。