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The capacity of the human mind for formulating and solving complex problems is very small compared with the size of the problems whose solution is required for objectively rational behavior in the real world.

譯文：心能明辨是非，就能快速而又果斷處理事情；不忘記禮義廉恥，做人就會一身正氣，不與卑污的人同流合污。

我們如何構建問題會極大地影響我們提出的解決方案。

銀行業最重要的是保持公眾信任。