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Innovation is not just about creating new products, but about reimagining the entire experience.

Financial regulation should balance innovation and stability.

寫作就是面對內外的混亂，在無序中找到秩序。

If you don’t drive your business, you will be driven out of business.

Financial innovation must adhere to the bottom line of risk and should not evade supervision in the name of innovation.

勞動經濟學從根本上講是理解人們的選擇和約束。