Aim to die broke. Give to your beneficiaries before you die； it’s more fun and useful. Spend it all. Your last check should go to the funeral home and it should bounce.?
If your opinions on one subject can be predicted from your opinions on another， you may be in the grip of an ideology. When you truly think for yourself your conclusions will not be predictable.
The best time to negotiate your salary for a new job is the moment AFTER they say they want you， and not before. Then it becomes a game of chicken for each side to name an amount first， but it is to your advantage to get them to give a number before you do.
